For Business Owners
Wealth Planning for Business Owners
Most of your net worth is in one place — your company. We help you diversify before the exit, and plan well for the day after.
01
Pre-exit positioning
Years before a sale, decisions about entity structure, retirement plan design, and personal liquidity dramatically affect what you keep after closing.
02
Transaction-week orchestration
QSBS qualification, charitable strategies, installment sales, opportunity zones, and trust structures — all coordinated with your M&A counsel.
03
Post-liquidity asset management
After a successful exit, the planning game changes completely. We help you build the diversified, tax-aware portfolio that protects what you built.
What's included
- Cash-balance and defined-benefit retirement plan design
- Section 1202 (QSBS) qualification and stacking
- Installment-sale and earn-out planning
- Charitable lead and remainder trust structures
- Concentration-management strategies pre-exit
- Family office build-out post-liquidity
- Multi-generational trust and gifting strategy
- Coordination with M&A counsel, CPAs, and investment bankers
Frequently Asked
Questions we often hear
Earlier than you think. Many of the most powerful tax strategies — QSBS qualification under Section 1202, gifting interests at low valuations, charitable trust structures, and entity-level restructuring — require years of lead time. The conversations we have with owners 5–7 years before an exit produce dramatically better outcomes than the conversations we have 6 months before closing.
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Schedule a private consultation at our Albany office or by video.
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