Project your nest egg, adjust for inflation, and see how it compares to the income you'll need.
Projected Nest Egg in 20 Years
$2,197,286
≈ $7,324 / month at the 4% rule
Inflation-adjusted Spend
$196,634/yr
Target Nest Egg (25×)
$4,915,849
Gap — Behind Target
$2,718,563
Want a real plan instead of a rough estimate?
Talk to a FiduciaryThis calculator is for educational purposes only and is not investment advice. The 4% rule is a planning heuristic; actual sustainable withdrawal rates depend on portfolio composition, sequence of returns, market conditions, taxes, and personal circumstances. Consult a fiduciary advisor before making decisions.
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